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SIMERP | Self-Insured Medical Expense Reimbursement Program

Assist your employees in their journey towards an healthier quality of life.

Save up to $630 per W-2 employee and 30% on worker's comp, with no net out-of-pocket cost!

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What Exactly Is SIMERP?

The Self-Insured Medical Expense Reimbursement Program (SIMERP) is an employer-sponsored workplace/wellness program that  allows employees to upgrade their benefits while reducing  both the employer’s and employee’s healthcare costs and  expenditures. SIMERP reduces business payroll by up to $630  per W2 employee, reducing your workers’ comp premiums without changing carrier

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How Will SIMERP Help Our Employees?

Offering Employees the Best Benefits Packages is an Excellent Tool for Recruiting Talent. Access complete programs to address a wide range of health challenges anywhere in the world. from prenatal to aging,  coping with disabilities, or managing chronic conditions like  diabetes, insomnia, cancer, stress & so much more. Wherever  you are on your journey, we’ve got you covered.

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Is The Process Complicated?

Relax... We've made it easy. Works with every Relax, we’ve made it easy. Our solution works seamlessly with every payroll company, ensuring maximum efficiency with minimal effort required from HR, payroll, and the team. With our white glove concierge service and a dedicated client service manager, it’s a “win-win” for both employers and employees.

Optimize Your Workforce and Finances

For Employers

  • No Investment required
  • Immediate financial impact to the bottom line
  • $630 average payroll savings per participating employee per year
  • Increased employee retention, loyalty & productivity
  • Reduction of claim costs averaging $1400 over three year period
  • Operational within 30-45 days and fully automated
Get Started Today!
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Empower Your Health and Security

For Employees

  • No reduction in pay
  • Robust Personal Health Dashboard to identify opportunities for a healthier lifestyle
  • 24/7 telehealth doctors, nurses, health coaches with no co-pay
  • UTC Wellness programs
  • Addition recovery and counseling with no co-pay
  • Supplemental insurance benefits such as life, hospital indemnity, accident, critical illness and AD&D.

Workplace Wellness Plan Highlights

Employee Funded

No new out-of-pocket expense for the employer and no reduction in employee's net take-home pay.

High Opt In

To date, 80-100% employee participation rate compared to 30-40% of Cafeteria Plan


All sickness and accident calls utilization is 60% compared to telemedicine 3-8% nationally

Added Benefits

Help with common pain points connected with handling high deductibles, co-pays, and claim reductions.

Immediate Impact

Savings are realized immediately upon each payroll run.

Major Savings

$27,500 in annual payroll taxes. Employees receive a suite of health/wellness benefits.